Frequently Asked Questions

Q: Would you contact the references I provide you with and my company, also?

A: We only contact your employer and references to check the precision of the info on your application. Your privacy is vital to us so we do not say what the nature of the call is and keep all of your information confidential. We want you to feel safe when you conduct business with us.

Q: What exactly are Illinois Car Title Loans?

A: We provide you with fast, warm and friendly service that is specialized in helping you get the worth of your car in an automobile title loan. We work with you to get approved fast so that you can have your cash quickly. Our status is that we are the Illinois Cash in Just 1 Hour auto title loan provider.

Q: What items should I have ready so that I could get the instant auto equity loan I'd like?

A: You will have to make sure that you have the title of your car with no liens on it, a driver's license from the State of Illinois, your Social Security Card to verify your identity, proof that your automobile is insured, a current phone or utility bill to show your residence, the most current pay stub from your pay check, 2 references and an additional set of your automobile's keys. That is the full list of everything required.

Q: Why should I choose your automobile title loan company over all the others in Illinois?

A: Most of our customers select us for the reason that our interest rates are the least expensive in the state of Illinois. Our competitors may charge up to 25-30% in interest charges alone for the loan you can get through them and that is not good if you need cash fast. These companies want the loan paid back within 30 to 90 days and that can be very hard to do. We offer you up to 42 months to pay off your no credit check automobile title loan when you give your business to us.

Q: Following the approval process is done how do I get my quick cash?

A: Just get down to any of our 400 locations across Illinois and you are able to pick up your money. We could also wire the money to your banking account with an electronic funds transfer to make it simpler for you. We let you decide about which of these alternatives work best for you.

Q: What about if I have bad and even no credit at all? Could I nonetheless apply even though I had bankruptcy?

A: Indeed that is what we are about. Your credit could be good, bad or non-existent and even a personal bankruptcy is no problem as you can still get an automobile equity loan from us easily. We are more than happy to assist you in getting the best terms, also. Your credit report does not matter at all with us since our lending is based on the value of your vehicle and not your credit.

Q: Will I still be able to keep driving my car after I get approved and get the loan?

A: You are totally free to keep your automobile and we inspire you to do that. The kind of no credit automobile title loans we offer are designed to let you keep the vehicle you have and continue to drive it because that way you'll be able to keep working as well as take care of your loved ones which we know you need to do. We know that you have to be able to earn money to enable you to pay off your loan and that is what we would like you to be able to do.

Q: Will you permit me to repay my no credit automobile title loan in under 42 months if I wish to?

A: We let you pay your loan at as quick of a rate as you wish to pay it off. There won't be any pre-payment penalty fee if you wish to pay off your loan quicker. You deserve to pay back your loan more quickly if you would like without having to pay anyone for the privilege.